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Riding Clubs and Equestrian Associations with their varied functions pose unique liability exposures, which need specially designed coverage tailored to these needs. A program covering meetings, fund-raisers as will as clinics, public horse shows can be written on a short-term for one time event or annually.

Coverage is designed to insure the club or association and its members for sums legally obligated to pay for bodily injury and property damage resulting from club activities. Coverage includes legal costs.