In the United States, an automobile accident occurs every second. In Nashville, given our rapidly expanding population and overly congested streets and highways, we certainly contribute our fair share to national accident statistics. The right car insurance is vital.

We provide our clients with the highest value by taking each individual’s situation into account in recommending the best policy - allowing us to take advantage of discounts available for:

  • Loss forgiveness for first accident
  • Good driving record
  • Multi-car discounts
  • Anti-theft devices
  • Passive restraint systems
  • Anti-lock brakes
  • Driver training courses (for young and senior drivers - including the ’55 Alive’ course from AARP)
  • Low annual mileage
  • Good grades for students
  • College students away from home
  • Other factors, including combining home and auto insurance with the same company

 


 

Among the companies we represent are those included in the "Good Faith Insurer Hall of Fame" by the consumer organization FBIC for promptness in paying claims and honest dealings with policyholders, as well as those rated highly by a national consumer organization. These companies include:

  • Chubb Group of Insurance Companies (ranked #1)*
  • Travelers Insurance Company
  • Cincinnati Insurance Company
  • Firemans Fund


 

Many of our customers believe that paying a few dollars more in the beginning is more than justified by the thousands of dollars they save in the event of an accident. Many others want to make sure they properly protect their investment in a luxury automobile. At a surprisingly reasonable cost, Chubb’s Masterpiece Auto Preference insurance offers these advantages to the discriminating client:

Superior Financial Protection

  • Waived deductible if car is stolen or totaled
  • Automatic worldwide auto liability coverage
  • Corporate car personal extension
  • Up to $10 million of vehicle liability coverage
  • Up to $1 million of uninsured/underinsured coverage

Coverage that goes the extra mile

  • New parts for old parts (no deduction for use, including tires)
  • Airbag replacement with no deductible
  • Lock replacement coverage with no deductible
  • Windshield repair with no deductible
  • Roadside service coverage
  • Flexible loss of use coverage (up to $1,500 for meals, lodging and telephone calls)

Generous partial loss settlement

  • Use of the repair shop of your choice
  • 100% of the cost of original manufacturer’s parts
  • A loaner vehicle that fits your lifestyle (and 100% automatic coverage of any rental car)

Broad total loss coverage

  • Payment of agreed value of car with no depreciation

 


 

Having a young driver in your home can affect your insurance rates - not only resulting in a high rate for the young driver, but also a higher rate for other drivers in the family. But, there are many things you can do to lessen or even negate this impact. Just ask us and we'll give you alternatives, based on your situation.

 

 


 

If your leased vehicle is totaled in an accident, you are still responsible for paying the lease payments through the end of your contract - even though you have no use of the car or truck. To prevent this, we suggest you consider gap insurance or loan/lease coverage, a low-cost option that will pay the remainder of your lease obligation in the event your vehicle is totaled.


 

 

Through a special arrangement, Wade & Egbert offers Ferrari owners a special insurance program designed for their unique needs.

And, if you own a collector vehicle, we offer access to one of the country’s leading experts in providing insurance for collector vehicles - The James A. Grundy Agency. Jim Grundy, Sr. introduced the collector vehicle policy nearly 50 years ago, and today many collectors consider the Grundy Agency to be the preeminent insurance agency for serving serious collectors.

Please Call 615-383-9061 For A Quote
Internet quotes available only to Tennessee residents.

This website provides a basic summary of the insurance products offered by Wade & Egbert. It is not a statement of contract and coverage may not apply in all areas. For a complete description of coverage, please read the insurance policy, including all endorsements.